What is the credit score for a Walmart card?
John Castro
Published Feb 23, 2026
What is the credit score for a Walmart card?
700 or higher
What credit score is needed for a Walmart credit card? The Walmart Rewards Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 700 or higher.
Can I get a Walmart credit card with a 600 credit score?
Credit Score For Walmart Credit Card Walmart reports that you’re “more likely to be approved” for their Mastercard credit card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.
Does Walmart Money Card report to credit bureaus?
No, getting a Walmart MoneyCard account does not impact your credit since we do not issue you a line of credit, require you to make monthly payments, or report your card activity to the major credit bureaus.
Can I get a Walmart credit card with a 650 credit score?
Joyce Brown, WalletHub Credit Card Analyst. You probably can’t get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+.
Does Walmart automatically increase credit limit?
They change your limit whenever they want. They even will lower it below your balance, which greatly negatively impacts your credit report. Also, they? ll take large payments and apply it to new purchases, just so they can continue to charge you interest on older purchases.
What credit score is needed for a Amazon credit card?
You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store cards, but these cards are not credit cards. The cards are used for purchases on Amazon.com but eligible for use in Whole Foods markets.
What credit score do you need to get a Amazon credit card?
You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards.
Does Walmart credit card give instant approval?
Walmart Credit Card applications are typically approved or denied instantly, or later the same day. But if you don’t get instant approval, it could take another week or two to hear back. For example, your application might get flagged as fraudulent. Or, Capital One might need more time to verify your information.
What is the daily withdrawal limit for Walmart Money Card?
For security reasons, we may limit the amount, number, and type of transactions you can make on your Card and any funding or reload of your Card. You may only withdraw up to $500 from an ATM in a single day and $400 per teller transaction at a participating bank, unless otherwise indicated.
Do I have to pay the monthly fee Walmart Money Card?
There is $1 fee to open a Walmart MoneyCard and a $5.94 monthly fee to keep the account open. The monthly fee is waived when you deposit $1,000 or more into your card each month, excluding person-to-person transfers. If you use the card outside the U.S., you’ll incur a 3% fee on the dollar amount of each transaction.
Is the Capital One Walmart card hard to get?
There is no hard and fast number when it comes to the credit score required to get a Capital One Walmart Rewards™ Card or Walmart Rewards™ Card.
Does Walmart approve right away?
Is the Walmart Rewards MasterCard a good credit card?
If you’re a regular Walmart customer and are open to doing most of your shopping online, the Walmart Rewards Mastercard could be a great addition to your wallet. However, if you prefer the flexibility of shopping around and comparing prices, it might be best to opt for a general rewards credit card that isn’t tied to a specific store.
Can I use my Capital One Walmart rewards card anywhere?
Yes. If you’re approved for the Capital One Walmart Rewards Mastercard, you can use your card anywhere Mastercard credit cards are accepted, both online and off. You’ll earn at least 1% cash back on all purchases. Walmart also offers a store-only credit card, the Walmart Rewards Card.
Can I request a higher credit limit on the Walmart credit card?
Yes, you can request a higher credit limit on the Walmart credit card. Requesting a credit limit increase with Capital One is as simple as logging into your card account online and answering a few questions about your income, employment status, expenses and desired credit line.
How much cash back do you get with a Walmart card?
You’ll earn at least 1% cash back on all purchases. Walmart also offers a store-only credit card, the Walmart Rewards Card. This is a “closed loop” card, meaning it can only be used for purchases with Walmart.